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Melbourne Title Loans
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Melbourne Car Owners Can Now Turn Their Car Title Into Cash!

Melbourne Auto Title Loan

Why would you consider a car title loan in Melbourne? Doesn’t that seem like a huge risk; offering up your car as collateral in case you can’t pay off the loan? There are some situations where you may have to take the risk and get emergency money, and fast. Unexpected medical bills, emergency home repairs, and a variety of other unexpected costs can come up during times when you may not have a lot of money, and you may need to try and get cash from an outside source.

Rapid Auto Loans is a consumer finance company (similar to an auto title loan company) with an office in Melbourne Florida, and licensed under Statute 516. We are a company that focuses on helping the consumer obtain money quickly and without a lot of hassle. Unlike auto title loan companies, Rapid Auto Loans focuses on minimizing your risk as much as possible. You get to keep your car and drive your car during the whole time that you’re paying off the loan. Rapid Auto Loans cares about you as a consumer; we want you to succeed and get out of debt quickly, and we will do everything we can to help you achieve it.

If you have poor credit or no credit, there may be another reason for you to consider getting a loan similar to an auto title loan through Rapid Auto Loans. Instead of having to jump through a bunch of hoops in order to obtain emergency cash, Rapid Auto Loans focuses on the value of your vehicle in order to determine how much of a loan you can get. They then take the hard copy of your title and hold onto it until your loan is paid off.

Traditional loans can take a long time to process, and the emergency may overwhelm you before you get the loan that will help you get out of it. Because Rapid Auto Loans doesn’t focus on your credit score (and doesn’t use it at all), we can skip a lot of the technicalities that other traditional loan companies have to deal with. All that time that is wasted on waiting for your credit report is eliminated through our simple process.

According to our Florida license, we are a consumer finance company that specializes in loans that are based on the equity of the vehicle that you currently own, instead of worrying about your credit.

So, let’s review. What benefits do you get from obtaining a loan through Rapid Auto Loans?

- You can apply online for a loan.
- You are almost always approved by the end of the day.
- No pre-payment penalties, ever.
- You only pay interest while you have an outstanding balance.
- You get to keep your car while paying off your loan
- Your credit report isn’t even consulted to determine your eligibility.

At Rapid Auto Loans, our motto is “when no one else will lend you money, we will.” We specialize in customer service and our customer service agents are standing by if you have any questions, concerns, or if you need more information or help with your application. Please call our Melbourne office at (321)-676-0039; we’re waiting to hear from you.

 Florida > Car Title Loans in Melbourne
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I understand that, by checking this box and clicking the "SUBMIT FORM" button, I am intending to sign this record authorizing Rapid Auto Loans, LLC to deliver telemarketing calls and text messages to my cell phone number at using an autodialer or a prerecorded message. I also understand that I am not required to provide this authorization as a condition of doing business with Rapid Auto Loans, LLC. I may revoke my consent at any time.
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FACTS WHAT DOES Rapid Auto Loans, LLC ("Rapid Auto") DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depends on the product or service you have iwth us. This information can include:

  • Social Security number
  • payment history
  • transaction history
  • credit history
  • assets
  • employment information


When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer' personal inforamtion; the reasons Rapid Auto chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Rapid Auto share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 954-607-6898 or go to https://www.raloan.com
Who we are
Who is providing this notice? Rapid Auto Loans, LLC ("Rapid Auto")
What we do
How does Rapid Auto protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Rapid Auto collect my personal information? We collect your personal information, for example, when you

  • apply for a loan
  • give us your contact information
  • pay us by check
  • provide employment information
  • show your government-issued ID


We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes -- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliate to market to you


State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Rapid Auto has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • Rapid Auto does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Rapid Auto doesn't jointly market



Cities Near Melbourne
  • Cape Canaveral
  • Cocoa
  • Cocoa Beach
  • Indian Harbour Beach
  • Merritt Island
  • Micco
  • Palm Bay
  • Port Saint John
  • Rockledge
  • Satellite Beach
  • Sebastian
  • South Patrick Shores
  • Vero Beach
  • West Melbourne
  • Yeehaw Junction
Zip Codes Near Melbourne
  • 32901
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Melbourne Car Title Loans
Tampa Title Loans
Miami Car Title Loans
Tampa Title Loans
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:

APPROVED
LOAN
AMOUNT
Government
Fee
Credit
investigative Fee
Documentary
Stamp Tax
Total
amount
Financed
Original
Loan Date
APR Monthly
Payment
(x12)
 
$3,233.68 $0.00 $25.00 $11.55 $3,270.23 11/1/2016 29.07% $316.39
Miami Car Title Loans