What Are My Options For Quick Loans?

Sep 14, 2021
Title Loans

If you're looking for quick loans, you're in luck. You have a few options to choose from. Which loan you choose is completely dependent on what you need the loan for and your personal circumstances. When you're shopping for a same-day loan, chances are your main options will fall into a few main categories.


Payday Loan


Payday loans are pretty self-explanatory. You borrow a small amount of money from a lender, and the lender expects you to pay it back on your next payday. These loans can be very convenient, but you should pay them on time if you take one out.


As convenient as they are, you will end up paying a lot of money in interest. If you don't pay the loan on time, the amount you owe will rise significantly. Plus, this type of loan will leave you with a tiny paycheck. Then, you may be in a tough position all over again.


If you apply for this loan, make sure you are able to pay it back on time with your next paycheck. You should also ensure that you will be able to live off of your next paycheck with your debt taken out of it.


Pawn Shop Loan

Pawn shops are a great way to get quick loans. This loan requires no credit check and minimal personal information. To get this loan, you bring a valuable item to a pawn shop, and they will give you a loan based on the value of the item. The loan is typically about 20%-60% of the item's value.


Once you've received the loan, the shop will tell you when you have to pay the loan and interest back. If you do not pay the loan back on time, the shop will take ownership of the item. The shop can do whatever they want with the item. Typically, they will sell it in the shop.


This type of loan is great for quick cash, but you will have to find an item in your possession that is worth a lot more than the amount of money you need to borrow. Things like that tend to be expensive items, like collectibles or sentimental jewelry.


Think Before Taking A Pawn Shop Loan

If you cannot pay this loan back, you're not going into debt. Instead, you could lose your great-grandmother's ring or a signed Beatles vinyl. You'll be losing a lot more than money if you don't pay the loan back.


But maybe you don't care about the item and whether or not the pawn shop sells it. In that case, try selling it to the shop instead of taking out a loan.


Title Loan

Title loans are another type of same-day quick loans. In the case of title loans, the lender gives you a loan amount based on the amount your car is worth. The lender takes the title of your car as collateral until you pay your loan back.


If you are unable to pay the loan back or make another deal with the lender, the lender will seize your car to pay back the loan. But, if you pick the right lender, like Rapid Auto Loans, paying back your loan is easy.


Rapid Auto Loans

Rapid Auto Loans is a quick loans service, but we put our customers first. You have 12 months to pay back your loan, and the first payment is due 30 days after you receive the loan. We don't want you to be in a challenging financial position. So if you can't make a payment, give us a call, and we'll give you an extension at no extra cost.


Quick Loans In Florida

When you have bad credit, no credit, or you just need cash fast, call Rapid Auto Loans at 954-960-7099. Please fill out our online application and schedule an appointment. You'll walk out of your appointment with a check in hand.


Get Ahead of Your Bills With A Car Title Loan

If you’re like most people, your payday honeymoons are short-lived. This is because we all live in a very real world of living expenses. Bills tend to come at us from all angles, such as our home mortgage and rental, car repayments, and utility bills. Add to that’s groceries, insurance premiums, and school fees and things start to get tight. If you’re battling to get ahead of your bills, a car title loan can help. It’s a great way of getting access to instant cash. If you’re needing a little loosening of your financial belt, then keep reading.

Rapid Auto Loans Favorite Money Saving Internet Tools

With the rising costs of food, fuel, rent, and even home prices, finding ways to save money is imperative for most Americans. Online shopping is one way that you can save money on things that you need and are already going to buy. Money-saving browser extensions can help you find promo codes, coupons, or cashback offers that make that next Amazon order a steal of a deal. This savings along with the help of Rapid Auto Loans can be used to help you pay for other bills you may have piling up.

save money

While it’s certainly not the most exciting monthly purchase you’ll make, car insurance is there to protect you financially when you’re behind the wheel. Being able to save money on your car insurance is the sweet cherry on-top!

Do Salvage Vehicles Count Towards Car Title Loans?

Looking for fast finance? Are you needing to use a salvaged vehicle as collateral? Salvaged vehicles are often declared as a complete loss by insurance companies. But there is good news. You can use your salvaged car as collateral in certain cases. Here are the distinctions for a salvaged car when it comes to car title loans.

What Is Considered A Good And Bad Credit Score?

Credit is important when applying for a credit card, loan, sometimes even a place to live. If you have bad credit and want to improve your score, first it’s important to understand what impacts your credit score.

You Don't Need Credit History For A Vehicle Equity Loan

Typically, having good credit is important for buying a new car. But if you have bad credit or no credit, you may be wondering what your options are. Fortunately, buying a new car with no credit is possible: it just requires a few extra steps. Here are a few strategies to consider, from the expert lenders at Rapid Auto Loans:

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.