It's The Season of Giving; Do You Need Quick Cash?

Dec 1, 2021
Title Loans

Car title loans give you quick cash when you're having trouble financing Christmas or Hanukkah gifts this holiday season. These loans use the value of your vehicle as collateral for your loan. Ultimately, car title loans can also help you stay current with your bills.


At Rapid Auto Loans, our goal is to help our customers to get the quick cash they need this holiday season and beyond.


How We Compare to Our Competition


The main difference between Rapid Auto Loans and our competition is our loan repayment period.


While others only allow you 30 days to pay back your loan. We give our customers up to 12 months to pay off their car title loan. We also offer a competitive interest rate. We don't look at your income or credit score to determine your eligibility for this fast cash loan.


Ultimately, the amount of money that you can borrow with car title loans depends on the value of your car and the state where you live.


What's The Difference Between Car Title Loans and Payday Loans?


When you're deciding which loan is best when you're dealing with financial hardship, consider the differences between payday and car title loans:


Payday Loans


Payday loans are short-term loans that are repaid quickly. They usually have high interest rates. They require proof of income and sometimes even a credit check to be approved. This makes it hard for the unemployed, self-employed, or those with bad credit to get the quick cash they need.


Title Loans


Car title loans at Rapid Auto Loans don't require income verification or even a credit score. Best of all, our interest rates are fair. This is great for those looking for help paying for gifts this holiday season and who may be repairing their credit score.


Benefits of Getting a Car Title Loan


At Rapid Auto Loans, we help individuals get the quick cash they need to pay for holiday gifts, their rent or mortgage, car payment, or utility bill. Self-employed individuals can benefit from a car title loan too as they have changing income, which makes it hard to be approved for other loan types. 


With that being said, our staff works diligently to approve these loans quickly for loans of $100 or more. Car title loans use the value of your vehicle as collateral to get the quick cash you need. You can even drive your vehicle during the repayment period.


Talk about a win-win!


What Is Required to Apply for Title Loans?


All that is needed to fill out a title loan application, in person or online, is your current driver's license. Our staff will conduct a title search to make sure that there is no existing lien on the vehicle you're using for your loan. We also require you to show us proof of insurance.


If you own this vehicle with someone else, they must be present to sign off on your title loan too. The overall approval time takes sometimes as little as just one half-hour.


Please note that your first payment will be due within 30 days after your loan is approved at Rapid Auto Loans.


Apply for a Car Title Loan to Get Quick Cash Today


When you're looking for fast cash this holiday season, apply for a car title loan with Rapid Auto Loans. Our loans don't require income verification, a credit card, or a credit check. Simply bring your vehicle title, driver's license, and proof of insurance to one of our offices throughout Florida to start the loan approval process.


To speed up the process, complete the title loan application online before visiting our office. To get the quick cash you need, visit the Rapid Auto Loan website to begin the title loan application process. To have any of your questions answered about car title loans, feel free to call our office at 954-960-7099.




Credit Repair Tips For Managing Your Bills

Before starting a credit repair program, it is important to stay on top of your bills to stop late fees and negative hits to your credit score. The first step to staying on top of your bills is to always pay them on time. This article offers tips on how to stay on top of your bills, such as setting up auto-pay and reviewing bills online.

What Are Some Payday Loan Alternatives?

When you find yourself in a rough patch, getting quick cash can be challenging. Many people resort to payday loans as their go-to option. Payday loans come with high-interest rates and can put your paycheck in jeopardy. Here are some payday loan alternatives to consider.

saving money

Owning a car gives us access to independence when it comes to travel. But not everyone can afford to purchase a brand new one. When it comes to car shopping, buying a used car is one of the best options for saving money. Used car shopping also comes with its own set of challenges. So, if you’re looking to purchase a used car but don’t want to spend a lot of money, then this is the article for you. When it comes to shopping for a used car, the options can be a bit overwhelming.

Do Salvage Vehicles Count Towards Car Title Loans?

Looking for fast finance? Are you needing to use a salvaged vehicle as collateral? Salvaged vehicles are often declared as a complete loss by insurance companies. But there is good news. You can use your salvaged car as collateral in certain cases. Here are the distinctions for a salvaged car when it comes to car title loans.

5 Ways To Maintain Equity In Your Vehicle

Vehicle purchase, car ownership, loans, financing, interest, equity… It can be easy to feel like you are in over your head when it comes to what’s in the driveway.

Curb Expenses With These Money Management Tips

Many people struggle with money management. It can be tough to figure out the best way to utilize money, especially for Millennials on a tight budget.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.