Getting A Loan For Car Repairs

Aug 17, 2021
Title Loans

When you need car repairs, there's no time to waste. You rely on your car to get your kids to school, get to work, and live your life. Being without a car for even one day can be detrimental. That's why if you need a loan for car repairs, Rapid Auto Loans can help. We don't want you to be stuck without a car any longer than you have to be.


Loan Qualifications

The biggest question you probably have is what qualifications you need to secure a loan from us. Let's start with what we don't ask about. We don't need to know how much you make or how much money you have. We also don't ask about your credit score or any of your expenses. We understand that financial situations are private matters that you want to keep within your home.


We do inquire about the details of your vehicle. We need to know the year, make, and model of your car. That way, we can assess how much your car is worth and how much of a loan you qualify for. In addition to your vehicle information, we also need to ensure that your vehicle is insured at the time of the loan and throughout the repayment period.



We start by asking you for some basic information on our online loan application, like your name and email address. Then, we'll ask you for some details about your vehicle. We will also ask if you're currently in bankruptcy. After that, we're all set to evaluate how much you qualify for.


After just a little bit of work on your end, you're all set to make an appointment at one of our offices. The sooner you make the appointment, the better because you will leave your appointment with a check in your hand. Then, you can go straight to your bank. Our loan process is quick so that you can get back on the road.



You will be responsible for repaying your loan for car repairs over 12 months. Since we know your primary focus will be your car repair, the first payment isn't due until 30 days after receiving your loan. After a year of easy payments, you will have completely paid off your auto repair loan.


When you're ready to make a payment, you have three options. You can mail us your payment, or you can head to an authorized payment center at 7-11 or Walmart MoneyGram center. Still, most people choose to pay online at their convenience.


Missing Or Late Payments

We understand that sometimes life gets in the way, and you may have obstacles to overcome when it's time to make your payment. If you're struggling with your loan for car repairs payment, give us a call. You will get a ten-day grace period on each one of your 12 payments. There is no late charge during those ten days; you just have to tell us the payment will be late.


After the ten days are up, a late fee will occur. You should still give us a call so we can try to help. Our customer service representatives understand that you're human and unexpected expenses arise. We want to help you in any way we can.


Title Loan For Car Repairs In Florida

Getting a loan for car repairs is easier than ever with Rapid Auto Loans. If you need cash quick, without all the red tape, a title loan could help. Get back on the road today by giving us a call at 954-960-7097 or by visiting our website. We look forward to helping you with your quick cash needs!


who should consider a title loan

Emergencies and repairs are usually unplanned and completely unexpected. That can leave you vulnerable to unpaid debt, or it could prevent you from getting the help you need. When you need fast cash and your paycheck isn’t for another two weeks, or it won’t cover the cost of your expense, a title loan could be your solution.

4 Reasons To Consider An Auto Equity Loan

An auto equity loan offers a loan based on the equity that someone has in their vehicle. If they have paid off their car loan and it has a clear and free title, then its equity is equal to the car’s market value. Also known as a car title loan, Rapid Auto helps customers in need of quick emergency cash to stay current on their bills with this car title loan.

New Year, New Personal Finance Goals!

Having financial goals is a great way to help you learn to be responsible with your money. It’s a useful way to not only manage your own personal finance goals in the present but also be prepared for the future. From retirement plans to being prepared for an emergency expense, read on to learn some examples of what financial goals can look like, and why good personal finance habits are so important.

Applying for a Car Title Loan

A car title loan is a type of loan where the borrower uses their car to guarantee the repayment of the loan. The borrower gives the lender their car title to use as collateral for the loan. This allows the lender to offer you a lower interest rate on your auto title loans because they are less at risk if you default on your payments.

car title loan

If you’re in need of some quick cash, you might be considering getting a car title loan or pawning your car. Learn more about the different ways of getting a car title loan, what to do if you can’t pay off your car title loan, and how pawning your car works.

Are Title Loan Companies Trustworthy?

Auto title loans are a quick way to get that much-needed cash. But how do you know if they’re trustworthy? What if you’re getting involved with a scam? The good news is that there are trustworthy title loan companies out there. But you need to know what to look for. 

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.