Getting A Loan For Car Repairs

Aug 17, 2021
Title Loans


When you need car repairs, there's no time to waste. You rely on your car to get your kids to school, get to work, and live your life. Being without a car for even one day can be detrimental. That's why if you need a loan for car repairs, Rapid Auto Loans can help. We don't want you to be stuck without a car any longer than you have to be.

 

Loan Qualifications

The biggest question you probably have is what qualifications you need to secure a loan from us. Let's start with what we don't ask about. We don't need to know how much you make or how much money you have. We also don't ask about your credit score or any of your expenses. We understand that financial situations are private matters that you want to keep within your home.

 

We do inquire about the details of your vehicle. We need to know the year, make, and model of your car. That way, we can assess how much your car is worth and how much of a loan you qualify for. In addition to your vehicle information, we also need to ensure that your vehicle is insured at the time of the loan and throughout the repayment period.

 

Applications

We start by asking you for some basic information on our online loan application, like your name and email address. Then, we'll ask you for some details about your vehicle. We will also ask if you're currently in bankruptcy. After that, we're all set to evaluate how much you qualify for.

 

After just a little bit of work on your end, you're all set to make an appointment at one of our offices. The sooner you make the appointment, the better because you will leave your appointment with a check in your hand. Then, you can go straight to your bank. Our loan process is quick so that you can get back on the road.

 

Re-Payment

You will be responsible for repaying your loan for car repairs over 12 months. Since we know your primary focus will be your car repair, the first payment isn't due until 30 days after receiving your loan. After a year of easy payments, you will have completely paid off your auto repair loan.

 

When you're ready to make a payment, you have three options. You can mail us your payment, or you can head to an authorized payment center at 7-11 or Walmart MoneyGram center. Still, most people choose to pay online at their convenience.

 

Missing Or Late Payments

We understand that sometimes life gets in the way, and you may have obstacles to overcome when it's time to make your payment. If you're struggling with your loan for car repairs payment, give us a call. You will get a ten-day grace period on each one of your 12 payments. There is no late charge during those ten days; you just have to tell us the payment will be late.

 

After the ten days are up, a late fee will occur. You should still give us a call so we can try to help. Our customer service representatives understand that you're human and unexpected expenses arise. We want to help you in any way we can.

 

Title Loan For Car Repairs In Florida

Getting a loan for car repairs is easier than ever with Rapid Auto Loans. If you need cash quick, without all the red tape, a title loan could help. Get back on the road today by giving us a call at 954-960-7097 or by visiting our website. We look forward to helping you with your quick cash needs!
 

OTHER ARTICLES

Tips to Improve Bad Credit

Your credit score is an important indicator of the state of your “financial health,” so to speak. It tells landlords, car salesmen, and banks how much you can be trusted to make good on loan or rental payments. The higher your credit score, the more likely you can score low interest rates if you do take out a loan one day.

quick cash with title loans in Florida - Rapid Auto Loans

Are you needing some quick cash to pay bills, get groceries, or make rent? As long as you own a currently registered motor vehicle, Rapid Auto Loans can offer you cash in as little as 30 minutes! 

What Are My Options For Quick Loans?

If you’re looking for quick loans, you’re in luck. You have a few options to choose from. Which loan you choose is completely dependent on what you need the loan for and your personal circumstances. When you’re shopping for a same-day loan, chances are your main options will fall into a few main categories.

Can I Get A Car Title Loan With Past Bankruptcy

Having past bankruptcy on your record can be a pain. Getting emergency funding is difficult with lenders often being reluctant to offer financing. This is where a car title loan can save the day. Here’s how you can get a car title loan even with past bankruptcy.

loans for bad credit

It can be very common for your credit score to be lower than you’d like it to be if you’ve paid your bills late in the past or have a lot of debt. Bad credit can then put you at a disadvantage when it comes to getting approved for loans in the future. Rapid Auto Loans is here to help you and will approve your loan when nobody else will.

Tips To Reduce Your Medical Debt

The Top Ways You Can Reduce Your Medical Debt

Aug 5, 2021
Money Saving Tips

We all know what it’s like to have a medical emergency. The last thing you want to worry about on top of that is how you are going to pay for your treatment. And yet, many people in America today are facing this agonizing dilemma. Medical debt is one of the most common causes of bankruptcy. Here are some ways to reduce medical debt before it becomes a more serious burden on your family's finances.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:
3,233.68

APPROVED LOAN AMOUNT

0.00

Government Fee

25.00

Credit investigative Fee

11.55

Documentary Stamp Tax

3,270.23

Total amount Financed

11/1/2016

Original Loan Date

29.07%

APR

316.39

Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.