Do You Need A Cash Advance?

Dec 7, 2021
Title Loans

Are you in a tight financial situation and wondering how you can get out? A cash advance or payday loan are two of the resources available for anyone who urgently needs money. They can be lifesavers in unexpected situations such as house damage or minor car troubles. They also come with a lot of strings attached. One of the biggest being the astronomical interest rates charged for payday loans and the like. Rapid Auto Loans offers a better form of cash advance: a car title loan. With 30 minutes approvals and no-contact inspections, Rapid Auto has made the process easier than ever.


If you're looking to get a cash advance but aren't sure where to start, our experts at Rapid Auto Loans can be of great help. But before you apply for these handy financial services, here is everything you need to know.


Is A Cash Advance SImilar To A Payday Loan?


A cash advance is a short-term, unsecured loan that allows you to borrow money quickly. Often, people apply these loans to settle unexpected expenses, such as fixing a car, paying a medical bill, or repairing a leaky sink.


Getting payday loans can be easier than applying for traditional loans since they don't require a credit check. Moreover, you can get them within the shortest time possible, usually within 24 hours or less.


Rapid Auto Loans Offers A Much Better Alternative To Cash Advances


Since these loans are quick fixes, most lenders take advantage of you by charging extremely high interest rates and a lump sum repayment in 30 days. However, at Rapid Auto Loans, we understand your difficult situation and genuinely want to help. Applying for a car title loan in lieu of the traditional cash advance offers you better options that come with lower interest rates and more flexible repayment schedules.


Who Needs a Cash Advancement?


Anyone with a short-term need for additional funds can benefit from a car title loan cash advance. You may simply not have enough money on hand to pay bills or cover an emergency, such as a plumbing repair or an unanticipated veterinary bill.


No matter what you need the money for, if you have little or no credit history, a title loan can help establish and build your credit score. Borrowers with bad credit may also use these to help pay down other types of debt, such as high-interest credit cards.


Lastly, if you can't qualify for a traditional loan from your bank, but have an insured vehicle that's registered to you, applying for a car title loan might be your only (and best) option.


What Do I Need to Qualify for A Title Loan Cash Advance?


We make it simple. At Rapid Auto Loans, all you need to qualify is a valid driver's license, a car registered to you, and proof of insurance. Completing the application is a breeze, as you can simply fill out our title loan application online. Within minutes, one of our agents will be in touch with you to talk about your title loan options. 


You'll then be asked to stop into one of our 66 Florida inspection centers, or you can download our virtual inspection app to make the process even simpler. Within 30 minutes, you'll have a check in hand that can be cashed at any Walmart MoneyCenter or 7-11 MoneyGram location.


Do You Need a Quick Loan? It Doesn't Get Quicker Than Rapid


A cash advance in the form of a car title loan can be one of the fastest ways to get you out of a tough financial situation. 


At Rapid Auto Loans, we provide everyone access to easy options for obtaining quick cash. If you're in need of a quick loan, contact Rapid Auto Loans to start your car title loan application!




Personal Loans vs. A Car Title Loan

Sometimes, the money that we need isn’t always available. Whether you need to pay for unexpected medical bills, plan a wedding, or even make rent, there are various financing options available. In most instances, personal loans require a decent credit score and lengthy paperwork. In comparison, car title loans work differently, allowing for fast approval and no credit check.

New Year, New Personal Finance Goals!

Having financial goals is a great way to help you learn to be responsible with your money. It’s a useful way to not only manage your own personal finance goals in the present but also be prepared for the future. From retirement plans to being prepared for an emergency expense, read on to learn some examples of what financial goals can look like, and why good personal finance habits are so important.

get cash quick for moving expenses

Moving is an inconvenient but often necessary part of life. Packing up all your belongings can be tedious, but few things are as stressful as the price tag that comes with it. From the cost of cardboard boxes to the moving van, and then the gas to get from Point A to Point B, these costs can add up quickly. You may be worried about how you can afford it all.

Florida title loan

Title loans can be a saving grace when money is tight. Not only do they provide instant cash without lengthy processing periods, but there is no need to provide a credit score. Getting a Florida title loan is just as easy, especially when using a convenient provider like Rapid Auto Loans.

personal finance tips

Did you know that more than 50% of all households across the U.S. are invested in the stock market, in some shape or form? That's an impressive figure, considering what we have all been through as a result of the pandemic and the impact it has had on household income across the country.

Get Ahead of Your Bills With A Car Title Loan

If you’re like most people, your payday honeymoons are short-lived. This is because we all live in a very real world of living expenses. Bills tend to come at us from all angles, such as our home mortgage and rental, car repayments, and utility bills. Add to that’s groceries, insurance premiums, and school fees and things start to get tight. If you’re battling to get ahead of your bills, a car title loan can help. It’s a great way of getting access to instant cash. If you’re needing a little loosening of your financial belt, then keep reading.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.