Do You Need A Cash Advance?

Dec 7, 2021
Title Loans

Are you in a tight financial situation and wondering how you can get out? A cash advance or payday loan are two of the resources available for anyone who urgently needs money. They can be lifesavers in unexpected situations such as house damage or minor car troubles. They also come with a lot of strings attached. One of the biggest being the astronomical interest rates charged for payday loans and the like. Rapid Auto Loans offers a better form of cash advance: a car title loan. With 30 minutes approvals and no-contact inspections, Rapid Auto has made the process easier than ever.


If you're looking to get a cash advance but aren't sure where to start, our experts at Rapid Auto Loans can be of great help. But before you apply for these handy financial services, here is everything you need to know.


Is A Cash Advance SImilar To A Payday Loan?


A cash advance is a short-term, unsecured loan that allows you to borrow money quickly. Often, people apply these loans to settle unexpected expenses, such as fixing a car, paying a medical bill, or repairing a leaky sink.


Getting payday loans can be easier than applying for traditional loans since they don't require a credit check. Moreover, you can get them within the shortest time possible, usually within 24 hours or less.


Rapid Auto Loans Offers A Much Better Alternative To Cash Advances


Since these loans are quick fixes, most lenders take advantage of you by charging extremely high interest rates and a lump sum repayment in 30 days. However, at Rapid Auto Loans, we understand your difficult situation and genuinely want to help. Applying for a car title loan in lieu of the traditional cash advance offers you better options that come with lower interest rates and more flexible repayment schedules.


Who Needs a Cash Advancement?


Anyone with a short-term need for additional funds can benefit from a car title loan cash advance. You may simply not have enough money on hand to pay bills or cover an emergency, such as a plumbing repair or an unanticipated veterinary bill.


No matter what you need the money for, if you have little or no credit history, a title loan can help establish and build your credit score. Borrowers with bad credit may also use these to help pay down other types of debt, such as high-interest credit cards.


Lastly, if you can't qualify for a traditional loan from your bank, but have an insured vehicle that's registered to you, applying for a car title loan might be your only (and best) option.


What Do I Need to Qualify for A Title Loan Cash Advance?


We make it simple. At Rapid Auto Loans, all you need to qualify is a valid driver's license, a car registered to you, and proof of insurance. Completing the application is a breeze, as you can simply fill out our title loan application online. Within minutes, one of our agents will be in touch with you to talk about your title loan options. 


You'll then be asked to stop into one of our 66 Florida inspection centers, or you can download our virtual inspection app to make the process even simpler. Within 30 minutes, you'll have a check in hand that can be cashed at any Walmart MoneyCenter or 7-11 MoneyGram location.


Do You Need a Quick Loan? It Doesn't Get Quicker Than Rapid


A cash advance in the form of a car title loan can be one of the fastest ways to get you out of a tough financial situation. 


At Rapid Auto Loans, we provide everyone access to easy options for obtaining quick cash. If you're in need of a quick loan, contact Rapid Auto Loans to start your car title loan application!




Get Ahead of Your Bills With A Car Title Loan

If you’re like most people, your payday honeymoons are short-lived. This is because we all live in a very real world of living expenses. Bills tend to come at us from all angles, such as our home mortgage and rental, car repayments, and utility bills. Add to that’s groceries, insurance premiums, and school fees and things start to get tight. If you’re battling to get ahead of your bills, a car title loan can help. It’s a great way of getting access to instant cash. If you’re needing a little loosening of your financial belt, then keep reading.

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Can I Get A Title Loan With An Older Car?

Many people applying for auto title loans have the same question: Can I get a title loan with an older car? With Rapid Auto Loans, the short answer is, yes! Why should you be penalized because you don’t drive a newer car? But there are some considerations to be aware of. Here’s how you can qualify for an auto title loan.

What Are Some Payday Loan Alternatives?

When you find yourself in a rough patch, getting quick cash can be challenging. Many people resort to payday loans as their go-to option. Payday loans come with high-interest rates and can put your paycheck in jeopardy. Here are some payday loan alternatives to consider.

How To Teach Money Saving Tips To Your Kids

Kids are never too young to learn the responsibility of saving money and spending wisely. This is a skill that will set them up for success in adulthood, when they’re out on their own in the real world. Read on for some age-appropriate money saving tips from Rapid Auto Loan.

Can I Get A Car Title Loan With Past Bankruptcy

Having past bankruptcy on your record can be a pain. Getting emergency funding is difficult with lenders often being reluctant to offer financing. This is where a car title loan can save the day. Here’s how you can get a car title loan even with past bankruptcy.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.