Can I Get A Car Title Loan With Past Bankruptcy?

Aug 26, 2021
Title Loans

Having past bankruptcy on your record can be a pain. Getting emergency funding is difficult with lenders often being reluctant to offer financing. This is where a car title loan can save the day. Here's how you can get a car title loan even with past bankruptcy.


Don't Let Bankruptcy Stop You

If you have a past bankruptcy record, getting a car title loan may be easier than you think. Putting your bankruptcy behind you should stay that way. You shouldn't have to be reminded of your past when applying for a loan. At Rapid Auto Loans, we use your car as collateral. This means that you can turn your car into cash and still drive it.


You Can Still Qualify for A Car Title Loan

If your bankruptcy is closed, dismissed, or discharged, you have the green light for a car title loan. Based on a closed bankruptcy, we're able to lend anyone that otherwise qualifies. We want the best for your financial future. This is why lending in active bankruptcy will only set you up to fail.


Go Ahead and Apply

Rapid Auto Loans offers you a straightforward application process. No lengthy applications or questionnaires. Simply complete an online application or give us a call. Once your application is done, we determine the amount of cash you qualify for. Remember that any resolved past bankruptcy won't affect your application. The next step is to make an appointment at one of our authorized inspection centers or to download our virtual inspection tool. 


You'll need the following for your appointment:

  • Mail item dated within 45 days
  • The vehicle being financed
  • Your title (or registration if applicable)
  • An ID photo of yourself


Go ahead and apply. Nothing is stopping you!


Get Fast Cash the Same Day

Once you've completed the appointment, the center will send us the information. We will conduct a verification process that only takes about 30 minutes. Once your finance has been verified, you leave the verification center with a check in hand. This can be cashed on the same day at any bank. Remember that all this happens without us snooping in your finances.


Set Yourself Up for Financial Success

At Rapid Auto Loans, we want to offer you the support you need to succeed. You can rest easy about a past bankruptcy and maintain your financial independence. We don't go snooping around to check on financial behavior. Your auto loan application isn't based on your credit score or your bank account movements. We honor our client's privacy and only make use of the information we need. No need for proof of income or expenses. The funds you qualify for are purely based on the value of your vehicle. Using your car as collateral decreases the risk of a reoccurring bankruptcy. You end up maintaining your financial freedom.


Easy Payment Plan

Our finance plans are easy. You simply make a total of 12 monthly payments on your car title loan. And your first payment isn't due for 30 days from your loan date. No pre-payment penalties and interest only charged for the outstanding loan period. You have three convenient ways to make payment. 


These include:

  • Mailing it to us
  • Paying on our website
  • Pay at an authorized payment center (selected Walmart MoneyGram Center or 7-11 stores in Florida)


Paying your loan shouldn't have to be complicated; and with Rapid Auto Loans, it doesn't have to be.


The Car Title Loan People in Florida

At Rapid Auto Loans, past bankruptcy doesn't have to hold you back. Added to this, no credit or bad isn't a problem. For a no-frills application process, we're the right people. No financial history disclosure and no complicated payment plans. Just fast cash straight in your pocket. Call us today at 954-960-7097 or check out the Rapid Auto Loans Facebook page for updates.


Do Salvage Vehicles Count Towards Car Title Loans?

Looking for fast finance? Are you needing to use a salvaged vehicle as collateral? Salvaged vehicles are often declared as a complete loss by insurance companies. But there is good news. You can use your salvaged car as collateral in certain cases. Here are the distinctions for a salvaged car when it comes to car title loans.

get cash quick for moving expenses

Moving is an inconvenient but often necessary part of life. Packing up all your belongings can be tedious, but few things are as stressful as the price tag that comes with it. From the cost of cardboard boxes to the moving van, and then the gas to get from Point A to Point B, these costs can add up quickly. You may be worried about how you can afford it all.

loans for bad credit

It can be very common for your credit score to be lower than you’d like it to be if you’ve paid your bills late in the past or have a lot of debt. Bad credit can then put you at a disadvantage when it comes to getting approved for loans in the future. Rapid Auto Loans is here to help you and will approve your loan when nobody else will.

Applying For A Second Car Title Loan

Can I apply For A Second Car Title Loan?

Aug 15, 2021
Title Loans

If you’ve applied and received an auto title loan before, you’ll know how handy they can be. Getting that instant cash injection goes a long way when funds are low and you need money now. One certainty in life is that it constantly throws us curve balls. 

What Is A Car Equity Loan

If you have ever taken an auto loan, you may have also heard your lender mention the words “car equity”. But did you ever mind enquiring the meaning of the term, or its significance on your loan? Auto equity is the difference between the current market value of your vehicle and your auto loan. For instance, if the market value of your car is $15,000 and you owe your lender $5,000, your car equity is $10,000. Therefore, a car equity loan is the amount of money you can borrow against your vehicle’s value.

The Best Ways For You To Build Credit

What Are The Best Ways To Build Credit?

Jul 23, 2021
Bad Credit Tips

If you have neglected your credit, you may think there’s no hope for improvement. Thankfully, that’s not true! Anyone can build credit with some time and patience. The steps on how to start building credit aren’t wildly known, but we’ve compiled a list of the best ways you can improve your credit.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.