Applying For Title Loans Online

Oct 11, 2021
Title Loans

At Rapid Auto Loans, we offer title loans online to those looking for ways to get emergency cash when they need it most. Unlike a payday loan, this loan uses the vehicle's value as an exchange for funds. We never look at your income or credit score to provide these loans. Ultimately, the amount of money you can borrow with title loans online will depend on the value of your vehicle. The average loan from Rapid Auto is $2,000.

What's the Difference Between Title Loans, Personal Loans, and Payday Loans? 

When determining the best loan for bad credit, consider the differences between the three most popular:


Personal Loans: These loans have fixed interest rates with repayment periods of two to five years. Rates are generally based on your credit score and history.


Payday Loans: This loan is for short terms, usually only a few weeks. However, the interest rates associated with these loans can be exorbitant.


Title Loans: These short-term loans don't require a credit check. Also, the interest rate associated with them isn't affected by your income or any credit history.


Of all of these three types of loans, title loans online provide nearly anyone with a vehicle that has value the ability to get funding. Also, title loans aren't reported to any credit bureau so they can't hurt your credit. However, if you don't make payments on time, we can repossess your vehicle.

Benefits of Title Loans

Firstly, title loans online don't require any income verification, which is great for those that are unemployed or need cash fast. Also, they are often approved quickly for amounts as little as just $100. For auto title loans, they use the vehicle itself as collateral to provide the funding. The best part? You continue to drive your car during the repayment process! Title loans online can be given for as little as a month or less or longer when necessary. Another perk of vehicle title loans, even those who are self-employed can get approved if they have a vehicle with value.

What Do I Need to Apply for Title Loans Online? 

All that is needed to fill out a title loan application online is a driver's license. We will conduct a title search to ensure there is no lien on the vehicle you're using as collateral. We also require proof of insurance on the car. If you own the vehicle with someone else then the co-owner must sign off on your loan. After you've completed the application, you can be approved in as little as 30 minutes!

What Are the Terms of Repayment? 

Rapid Auto Loans offers a 12-month repayment plan for our title loans online. Most title loans require the first payment within 30 days after your loan is approved.

Learn More How to Apply for Title Loans Online

When you're looking for an easy way to get emergency cash, consider applying for title loans online. These loans don't require a credit card or any income verification. Simply bring your vehicle title, proof of insurance, and your driver's license to our office to finalize your title loan. You can begin the process at home to expedite the process. We make it simple, with locations throughout the State of Florida. When you're ready to apply, visit the website to begin the title loan application online.


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Applying For A Second Car Title Loan

Can I apply For A Second Car Title Loan?

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Title Loans

If you’ve applied and received an auto title loan before, you’ll know how handy they can be. Getting that instant cash injection goes a long way when funds are low and you need money now. One certainty in life is that it constantly throws us curve balls. 

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.