Applying For A Car Title Loan

Nov 23, 2021
Title Loans

A car title loan is a type of loan where the borrower uses their car to guarantee the repayment of the loan. The borrower gives the lender their car title to use as collateral for the loan. This allows the lender to offer you a lower interest rate on your auto title loans because they are less at risk if you default on your payments.


Learn the process of applying for a car title loan from Rapid Auto Loans.



Apply Online on the Website

The first step to apply for a car title loan is to visit our website. You will be redirected to the application form page where you will need to fill out your contact information and other personal information to process your application. We also ask for your car make, year, and model.


Or Apply By Phone

If you don't have access to a computer or would like one on one assistance, you can call us at (954) 678-5781 for instant phone approval. We can process your car title loan application right away.


Fill Out a Questionnaire

You will need to confirm whether you have your car paid off, if you are currently in bankruptcy, if you own the vehicle, and if it is in working order. These questions all impact your ability to get a loan.


Agree to Terms of the Privacy Policy and Communication Consent Policy

The next step in the application process is to read over our privacy policy and consent to receiving future communication from Rapid Auto Loans. Once these agreements are acceptable, you will then be redirected back to the application form where you will need to confirm that you agree with our terms.


Get Approved for a Car Title Loan

Once your application reaches our approval team, we will contact you to let you know that you were approved for a car title loan. You will then receive an email from our office telling you that your car title loan has been approved and we will process the loan. When you are approved for a car title loan, you will be asked to sign the loan agreement. You will also need to show proof of insurance for the vehicle, and we'll do a search to ensure that it has a clean title.


Choose Where You Cash Your Check

Getting an auto title loan online with Rapid Auto Loans is easy, and so is how you get paid. After we've decided how much money you're eligible for, you can leave with a check in-hand in as little as 30 minutes! Cashing the check is easy and can be done at any Walmart Money Center or 7-11 payment center.


Pay Off Your Car Title Loan

You can use our convenient loan payment portal located on our website to pay your title loan each month. You can use your account number or other verifying details to make payments and see your payment history. You can also set up automatic payments. In this case, your loan payments will be automatically withdrawn from your checking account each month.


Apply for a Car Title Loan with Rapid Auto Loans Today

When you get a car title loan from Rapid Auto Loans, you can get money fast! You don't have to worry about credit checks or employment verification - Rapid Auto Loans takes care of all that for you. Plus, you don't need an employment verification since our loans are based on the value of your car. Just fill out our online application and we will get the process started. It's that easy! Within a few minutes, you can apply for your car title loan from the comfort of your own home.


Do Salvage Vehicles Count Towards Car Title Loans?

Looking for fast finance? Are you needing to use a salvaged vehicle as collateral? Salvaged vehicles are often declared as a complete loss by insurance companies. But there is good news. You can use your salvaged car as collateral in certain cases. Here are the distinctions for a salvaged car when it comes to car title loans.

What Can I Use A Car Title Loan For?

Ever have one of those times when you could really use some extra cash? Of course, you have – most people have at some point or another. Every now and then, something comes up that you didn’t plan for, and it costs money to fix. But how can you find this cash, short of robbing a bank? One option is a car title loan.

personal loans

personal loan can be a lifesaver for those unexpected emergencies in life. Whether it's the washer that's packed up, or some unplanned medical expenses, unwanted expenses have a way of piling up at the worst times. Sometimes we just need that bit of extra help. But how do you qualify for a personal loan when you have bad credit? Here’s some news you may rather enjoy: You are not your credit score, and it is possible to get a personal loan with bad credit.

What Are Some Payday Loan Alternatives?

When you find yourself in a rough patch, getting quick cash can be challenging. Many people resort to payday loans as their go-to option. Payday loans come with high-interest rates and can put your paycheck in jeopardy. Here are some payday loan alternatives to consider.

what are car title loans

Have you tried to acquire a loan only to be rejected because of a bad credit score? There are several instances in life when car title loans can come in handy. Also known as auto title loans, buyers can take out a quick and easy loan, using their vehicle as collateral.

Quick Cash When You Need It

There may come a time when you need quick cash and seem to be out of options. Fortunately, Rapid Auto Loans has a solution. It may be that you are struggling with a negative credit history, but this shouldn’t prevent you from accessing quick cash when you need it! At Rapid Auto Loans, we can assist you in borrowing money based on the current equity of your vehicle. Let’s look at how this works.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.