Tips For Saving Money on Your Monthly Electric Bill

Dec 14, 2021
Money Saving Tips

The electric bill is one of life's expenses that sneaks up on you. Depending on how you run your household or business, the cost can be frightful (and unexpected). Saving money on your electric bill frees money to spend on other necessities, pay off loans, and save for retirement.


Luckily, saving money on your monthly electric bill is easy to do by following a few simple steps. Let's explore a few of them.


Focus On Heating and Cooling


HVAC appliances consume the most energy per hour, adding the highest cost to the electric bill (depending on usage). Living in Florida, you probably rely on your HVAC unit a fair amount to cool down the sweltering days.


There are a few ways to reduce the workload of your HVAC unit without suffering from the heat. Consider the following as a starting point.

  • Check the seals on all windows and doors to keep the cool air inside (and the warm air outside)
  • Maintain your HVAC unit (including the ducts)
  • Adjust your thermostat when you're out of the home
  • Install a programmable thermostat
  • Use the ceiling fan before setting your thermostat
  • Place your thermostat away from direct sunlight or heat sources
  • Use cold water when washing laundry



Reduce Water Usage


When you reduce your water usage, you directly reduce your energy consumption. There are several ways to cut back on water usage and the pressure placed on the water pump and thereby decrease your energy bill.

For example, you can switch your showerheads to be low-flow, use your dishwasher instead of manually washing dishes, and install a smart flush toilet.


Be Smart with Lighting and Appliances


Adopting an eco-friendly approach to the lighting in your home is an easy way to save money on your energy bill. Small changes can make a big difference. For example, swap out your normal lighting with LED light bulbs which can cut your energy consumption by 75 percent.


If money is tight, then there are behavioral changes that don't cost a cent. Switch off the lights whenever you leave the room and use cold water when washing clothes.


Reconsider Your Creature Comforts


As technology has evolved, we've become accustomed to the convenience it offers. From keeping the AC on all day to turning the lights on bright. By putting in a little bit of effort, you can cut back costs. Sometimes, this involves a little bit of forward-thinking, other times it requires a little bit of adjustment.

For example, you can manage your thermostat to adjust the temperature or install dimmers in your room. Even taking the time to clean the lint from your dryer can reduce energy consumption.


Conduct An Audit


An audit is an easy way to identify where your strengths and weaknesses lie. With the help of an electrical expert, you can pinpoint which expenses on your energy bill are costing you the most, and where you can cut back.


Rapid Auto Loans at Your Service


At Rapid Auto Loans, we understand that finances can be restrictive at times. Whenever you feel the pinch, it's important to go back to the drawing board and see where you can save money. With these practical tips, you'll be able to cut back on your electric bill and reduce your expenses.


In the meantime, we're here to help by providing convenient car title loans with an easy application process, a simple payment plan, and manageable loan amounts. Our friendly and helpful team doesn't ask for a credit history either, simply fill out an online application!


If you have any more questions, then you can contact us at 954-678-5781. You can also follow Rapid Auto Loans on Facebook for more money-saving tips and financial insights.



Get Ahead of Your Bills With A Car Title Loan

If you’re like most people, your payday honeymoons are short-lived. This is because we all live in a very real world of living expenses. Bills tend to come at us from all angles, such as our home mortgage and rental, car repayments, and utility bills. Add to that’s groceries, insurance premiums, and school fees and things start to get tight. If you’re battling to get ahead of your bills, a car title loan can help. It’s a great way of getting access to instant cash. If you’re needing a little loosening of your financial belt, then keep reading.

New Year, New Personal Finance Goals!

Having financial goals is a great way to help you learn to be responsible with your money. It’s a useful way to not only manage your own personal finance goals in the present but also be prepared for the future. From retirement plans to being prepared for an emergency expense, read on to learn some examples of what financial goals can look like, and why good personal finance habits are so important.

get cash quick for moving expenses

Moving is an inconvenient but often necessary part of life. Packing up all your belongings can be tedious, but few things are as stressful as the price tag that comes with it. From the cost of cardboard boxes to the moving van, and then the gas to get from Point A to Point B, these costs can add up quickly. You may be worried about how you can afford it all.

Is Rapid Auto Loans Better Than TitleMax For Car Title Loans?

Car title loans offer quick cash to anyone facing a financial hardship who needs emergency money. These loans use the value of your vehicle as collateral. Ultimately, car title loans help keep our customers out of foreclosure, from their utilities being shut off, and out of collections. At Rapid Auto Loans, our goal is to help our customers get the cash they need quickly.

Do You Need A Cash Advance?

Are you in a tight financial situation and wondering how you can get out? A cash advance or payday loan are two of the resources available for anyone who urgently needs money. They can be lifesavers in unexpected situations such as house damage or minor car troubles. They also come with a lot of strings attached. One of the biggest being the astronomical interest rates charged for payday loans and the like. Rapid Auto Loans offers a better form of cash advance: a car title loan. With 30 minutes approvals and no-contact inspections, Rapid Auto has made the process easier than ever.

Applying For A Second Car Title Loan

Can I apply For A Second Car Title Loan?

Aug 15, 2021
Title Loans

If you’ve applied and received an auto title loan before, you’ll know how handy they can be. Getting that instant cash injection goes a long way when funds are low and you need money now. One certainty in life is that it constantly throws us curve balls. 

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.