How To Track Your Expenses In 5 Easy Steps

Apr 19, 2022
Money Saving Tips

Financial tips that teach you how to closely track your expenses ensure that you budget wisely. When you are working hard to stay afloat, you may at times need some quick emergency cash from a car title loan. At Rapid Auto Loans, we offer car title loans to those with a free and clear vehicle title that is used as collateral for the amount of the loan.


Tips For Tracking Your Expenses


Tracking your spending regularly helps give you an accurate picture of where your money is going. Here are some financial tips for how to track your expenses efficiently.


#1 Regularly check your account statements


Take inventory of your accounts to see where your money is going. This helps you get a sense of how much money you need to pay your bills on time and to maintain your lifestyle.


#2 Group expenses


Your spending consists of both variable and fixed expenses. A fixed expense is something that rarely changes such as rent or mortgage, car insurance, phone bill, etc. A variable expense includes food or gas, which can change according to the cash flow available.


#3 Research budgeting apps


Apps like Mint help users understand the spendable income they have monthly and how to budget effectively.


#4 Write it down


Some people may be more prone to use an app as suggested above while others need to see it in writing. Write how much income you want to track your expenses with and then list all of your fixed expenses and any variable expenses to determine what is left over.


#5 Use car title loans for emergencies only


When you're first tracking your expenses, it may become necessary to apply for a car title loan to pay everything on time. This car title loan can help give you the emergency cash that you need now. Ultimately, the process of tracking your expenses should help you to avoid the need for a loan in the future. However, when you need money to stay out of foreclosure and to keep your utilities on, a car title loan from Rapid Auto Loans is the answer.


Benefits of Choosing A Car Title Loan


The amount of money that you can borrow will depend on the state laws where you live and the value of your car. We never require income verification or a credit check. This is great for someone who is unemployed or who is working on repairing their credit.

At Rapid Auto Loans, we work hard to approve a car title loan quickly for our customers. Our loans start at just $300, and we use your vehicle's market value as collateral for the loan. Best of all, you can still drive your vehicle during the repayment period.


Apply For a Car Title Loan in Florida Today


All that you need to apply for a car title loan is your driver's license, a free and clear title for the vehicle you're using, and proof of insurance on that vehicle. We will conduct a title search to ensure that there is no existing lien on the vehicle before your loan is approved. If you own this vehicle with someone else, they must be present to sign off on the car title loan too. Visit Rapid Auto Loans website to begin the title loan application, process.




The Benefits Of Same Day Title Loans

Life has a funny way of driving you insane. Things could finally be looking up for you when all of a sudden, it’s not. Some of the worst situations you could be blindsided by, involve money. Now it’s different if you have years of savings or a familial unit you can rely on. The problem is – what happens when you don’t have either of those things? Getting a decent loan can be a hassle. Especially if you don’t have much time. A solution to the madness could be taking out same day title loans.

You Don't Need Credit History For A Vehicle Equity Loan

Typically, having good credit is important for buying a new car. But if you have bad credit or no credit, you may be wondering what your options are. Fortunately, buying a new car with no credit is possible: it just requires a few extra steps. Here are a few strategies to consider, from the expert lenders at Rapid Auto Loans:

Are Title Loan Companies Trustworthy?

Auto title loans are a quick way to get that much-needed cash. But how do you know if they’re trustworthy? What if you’re getting involved with a scam? The good news is that there are trustworthy title loan companies out there. But you need to know what to look for. 

Money Saving Tips: Preparing For Retirement

You may have already heard of the oldest money saving tip: “The best day to start investing was yesterday. The second-best day is today.” This is especially true when it comes to retirement. No matter how far away your retirement is, the constant reminders to save for retirement can stress out anyone. With these tips, you can start preparing for retirement today.

Do You Need A Cash Advance?

Are you in a tight financial situation and wondering how you can get out? A cash advance or payday loan are two of the resources available for anyone who urgently needs money. They can be lifesavers in unexpected situations such as house damage or minor car troubles. They also come with a lot of strings attached. One of the biggest being the astronomical interest rates charged for payday loans and the like. Rapid Auto Loans offers a better form of cash advance: a car title loan. With 30 minutes approvals and no-contact inspections, Rapid Auto has made the process easier than ever.

Car Title Loans: Rapid Auto vs. The Competitors

Car title loans offer quick cash to someone facing financial hardships and needing emergency money. These loans use the value of your vehicle as collateral for the loan.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.