Car Equity Tips: How To Prolong The Life of Your Vehicle

Jan 20, 2022
Money Saving Tips

Your vehicle may be worth more than you know. With a car equity loan, the value of your vehicle determines how much cash you qualify for. This is why you should do all you can to prolong the value of your car. If you've never thought too much about car maintenance, then now is a perfect time. Need fast cash? Give your car the TLC it deserves. Here are our top tips on how to prolong the life of your vehicle.

Change Your Oil

Oil plays a vital role in lubricating and cooling your engine. Over time, engine oil degrades and loses its effectiveness. Although your oil level might be fine, its quality may be compromised. Old oil can cause your engine to deteriorate at a faster pace. It's best to do an oil change every 3,000 - 5,000 miles, depending on your car's manufacturer requirements. Maintaining a healthy engine is a sure way to get the best value on your auto equity loan. Remember that you still even qualify for a title loan with a well-maintained older car.


Replace Filters Regularly

Your car has various filters that keep out dirt and debris. The two main filters to check are your oil and air filters. Your oil filter keeps your oil pure and refined by blocking any dirt. Just as we need oxygen to breathe, so your car needs oxygen for combustion. Air filters protect your engine from insects, sand, and dust. This will allow for the right mixture of air and fuel for optimal performance.


Inspect Your Tires

Your tires are your car's only connection with the road. They keep your car safely planted on the road by gripping the road surface. Worn tires are a big warning sign to car auto title loan assessors. Bad tires increase your chances of an accident, which can compromise your equity loan. It's best to check your tire tread and air pressure often. Tread depth and quality can be measured in 2/32 of an inch. A good tire depth should be 6/32 or deeper.


Watch How Your Drive

Always in a rush on the road? Are you hard on the accelerator and fast in the corners? An aggressive driving style will increase the rate at which your car wears out. Hard braking will wear out your brake discs and pads. Consistent fast acceleration will begin to put a strain on your engine. And hard cornering will put pressure on your axles and CV joints. Adopting a responsible driving style will increase your chances of securing the much-needed loan.


Get Your Car Washed

Over time, your car will accumulate a layer of dust and salt. Living along the South Florida coast may be more detrimental to your car over time if not washed. This is because a humid and salty atmosphere activates a chemical reaction on your car's body. The iron component of your car's metal interacts with oxygen to form rust. The best way to prevent this is to get your car washed regularly. There are some top South Florida car washes to choose from.


Auto Equity Tip: If you're thinking of applying for a car equity loan soon, why not get your car washed before the assessment. This will leave a good impression on the assessor by showing them that you're prioritizing your car's maintenance. 


The Instant Car Title Loan Advantage

If you're looking for a quick auto car loan in South Florida, then look no further. At Rapid Auto Loans, it's all about getting the cash you need fast.

Easy Online Application

Our easy online application takes five minutes to complete. Next, set up an appointment at one of our well-located authorized inspection centers. This can even be done virtually from the comfort of your own home. The final step is a 30-minute verification process. If the boxes check out, then you'll be handed your check which is cashable on the same day.


Short Contract

At Rapid Auto Loans, we want to set our clients up for the best chance of success. This is why we offer shirt 12-month contracts. This way, you have peace of mind that your loan will be fully paid up within a year.


Easy Payment Plan

Our payment plans at RA Loans are simple. Your first payment isn't due for 30 days from your loan date, and you'll never be charged a loan prepayment penalty. 

Choose from one of these easy payment options:


Your Car Equity Loan People in South Florida

Doing your part by keeping your car in tip-top condition will ensure that you get the highest car equity loan possible. At Rapid Auto Loans, we value our client relationships. This is why a well-maintained vehicle gives us confidence in you as the client.


Needing quick finance in South Florida? Call one of our friendly team members today at 954-960-7097, or find Rapid Auto Loans on Facebook.



What Are Short-Term Loans?

No matter how well we manage our money, unexpected expenses can still take a toll on our pocketbooks. Not all of us can borrow money from friends or family, which is why many choose to take out short-term loans. While getting the cash you need quickly can be tempting, there are several things you should consider before taking one out. Here, the experts at Rapid Auto Loans explain everything you need to know about short-term loans.

Do You Need A Cash Advance?

Are you in a tight financial situation and wondering how you can get out? A cash advance or payday loan are two of the resources available for anyone who urgently needs money. They can be lifesavers in unexpected situations such as house damage or minor car troubles. They also come with a lot of strings attached. One of the biggest being the astronomical interest rates charged for payday loans and the like. Rapid Auto Loans offers a better form of cash advance: a car title loan. With 30 minutes approvals and no-contact inspections, Rapid Auto has made the process easier than ever.

What Is A Car Equity Loan

If you have ever taken an auto loan, you may have also heard your lender mention the words “car equity”. But did you ever mind enquiring the meaning of the term, or its significance on your loan? Auto equity is the difference between the current market value of your vehicle and your auto loan. For instance, if the market value of your car is $15,000 and you owe your lender $5,000, your car equity is $10,000. Therefore, a car equity loan is the amount of money you can borrow against your vehicle’s value.

car title loan

If you’re in need of some quick cash, you might be considering getting a car title loan or pawning your car. Learn more about the different ways of getting a car title loan, what to do if you can’t pay off your car title loan, and how pawning your car works.

Rapid Auto Loans, Paypal Venmo

POMPANO BEACH, Fla., February 15, 2022 ( — Rapid Auto Loans offers car title loans of $300 or more throughout Florida to individuals facing financial hardships and are in need of fast cash. Car title loans are alternatives to traditional loans and use the value of a vehicle as collateral. Best of all, the applicant has 12 months to repay their title loan and can still drive their car in the meantime. These loans have helped keep countless Florida residents out of collections, foreclosure, and utility shutoffs.

How Do Title Loans Differ From Payday Loans?

Times are tough, and we all know what it’s like to need some extra cash. At a moment’s notice, your entire world can flip upside down, and you could need some help. Well, if this happens, you’ll have a few options available to you. Two common loan options are title loans and payday loans. Let’s look at the differences to see what’s best for you.

Rapid Auto Loans is a consumer finance company licensed under Florida 516. The term title loan is used for marketing purposes only.
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)

Rapid Auto uses “Auto Title Loans” for advertisement purposes only and provides auto equity loans. The lenders are licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such lenders loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of lenders activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.